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The Money Saga - Part 3: More Background

I lost my ATM card. It's been gone for a long time. Every month, I wait in line at the bank to deposit checks directly into my credit card. "I'd do this at the ATM," I explain "but I've lost my ATM card."

This isn't always easy, so I had to call Wells Fargo's 1-800 number a few times to try and reverse the resulting late fees. Each time, I had difficulties getting through their security questions.

"No, I can't read off my ATM card's number for you, because I lost my ATM card."

...

"No, I don't know my checking account number. I lost my checks too."

...

"Amount of my last deposit? If I had that available, you'd think I'd know one of the other questions, wouldn't you?"


I'm eventually able to get through. They apologize for the inconvenience.

"No problem. I get this a lot, what with not having an ATM card anymore and all."

I hint and hint and hint, but none of these conversations end with anyone offering me a replacement card.

Sure, I could ask directly, but where's the fun in that?

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